You may be wondering whether chiropractic care is covered by your insurance.
To know absolutely, first ask your chiropractor. Make sure that you ask whether the services being offered to you are specifically covered.
Most insurance and major medical plans will compensate for chiropractic care. These include: Medicare, certain Medicaid plans and, in the case of federal employees, Blue Cross Blue Shield plans. Active and veteran members of the military can also receive chiropractic care that is covered by their insurance.
According to the Centers for Medicare and Medicaid Services, your chiropractor may not opt out of medicare, though he may be non-participating.
Here’s the difference:
Again, according to the Centers for Medicare & Medicaid Services, there is no maximum number of visits if your chiropractor meets the licensing requirements, as are set down in the Medicare Benefit Policy Manual, Chapter 15, Section 30.5
The total cost of your medical bills may be lowered if you see a chiropractor for your back. The treatment you receive at a chiropractor are cheaper than more invasive techniques, and will steer you away from costly or habit-forming medications.
Your first appointments will be dedicated to neutralizing pain and helping your body move. Later visits will help you heal, and provide maintenance if necessary, which can increase your overall health.
Insurance coverage may begin to catch up to the many benefits of chiropractic care – even to quell migraines and ear infections. Currently, most insurance plans will pay for initial treatments, and care for urgent conditions. They tend not to cover chiropractic visits for maintenance alone.