1. BE SAFE
The icy conditions are unforgiving so please be very careful after an accident. Watch your step if you’re walking around your vehicle to inspect for damage. If your car is stuck in a ditch or on the ice, be very cautious when trying to pull out. Spinning tires can throw rocks and dirt and damage other property or even cause injury to bystandards.
2. UNINSURED MOTORIST COVERAGE
Unfortunately, many of collisions in the snow happen without getting the at-fault drivers insurance. If at all possible, you’ll want to exchange insurance information or at least get a License Plate # and vehicle description. If you’re unable to get this information, you may have “Uninsured Motorist” insurance coverage. It is listed as “UM” on your policy and will likely cover all damage to your car. If you were pushed into a ditch, remember that you likely have damage to your underbody and suspension.
3. MEDPAY FOR INJURIES
In addition to UM coverage, you may also have “Medpay” on your policy. If someone hit your vehicle and did not take responsibility… or if you simply lost control and sustained injuries – you should consider utilizing “Medpay”. Medpay is coverage provided by your insurance company that covers medical treatment for you in cases just like this. Don’t let your injuries go without treatment. Utilize Medpay and seek proper medical treatment.
4. JUST LIKE A RAINY DAY
Many people were hit or run off the road by other drivers who did not maintain proper control of their vehicle. Although the ice and snow make for very perilous conditions, drivers are still required to maintain control of their car. If you were in an accident and were not at fault, you should be entitled to full medical treatment, automotive repairs, and a settlement for pain and suffering. The extenuating circumstances do not mean you have to go without treatment and compensation.
5. CALL OUR OWNER DIRECT
If you have any questions or concerns about your accident or injuries sustained from an accident, you can call our owner – Dr. Mike – at 1-800-4DRMIKE (800-437-6453). He will personally take your call 24/7 during this very difficult time for our city.
Stay safe & stay warm!